Pensions, the NHS and benefits

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The case for independence

  • The Scottish Government proposes protecting the NHS in an interim constitution, with a guaranteed right to health care “free at the point of need”.1
  • Scotland already runs its own benefits agency: Social Security Scotland pays benefits such as Adult Disability Payment and Scottish Child Payment.3
  • In the comparator countries, child poverty and pensioner poverty were lower than in the UK (except pensioner poverty in Switzerland).6

How it works now

Health is devolved to the Scottish Parliament. Some benefits, such as Adult Disability Payment and Scottish Child Payment, are paid by Social Security Scotland, while others, including the State Pension and Universal Credit, remain with the UK Government.3

The challenges

  • The Scottish Government has not yet set out its pension plans: its social security paper said they would come “in a later paper”.4
  • The UK Government set out its analysis in “Scotland analysis: work and pensions” (24 April 2014).5

How Scotland would meet them

  • Include the NHS in an interim constitution, giving people a guaranteed right to health care “free at the point of need”.1
  • Its social security paper states: “proposals on pensions will be made available in a later paper in the ‘Building a New Scotland’ series.”4

Source: A Fresh Start with Independence (Paper 14); Social security paper (Paper 9)

Still to be settled

Who would pay state pensions that people have already earned?

This has not been settled, and we have not yet found reliable published analysis. We will add sourced material when it becomes available.

What would change for people receiving benefits during the transition?

This has not been settled, and we have not yet found reliable published analysis. We will add sourced material when it becomes available.

Sources

  1. Scottish Government, A Fresh Start with Independence — Summary (Paper 14), 8 October 2025.
  2. Scotland Act 1998, Schedule 5 (Reserved matters).
  3. Scottish Government, Responsibility for benefits: overview, 27 February 2017.
  4. Scottish Government, Building a New Scotland: Social security in an independent Scotland (Paper 9), 6 December 2023.
  5. UK Government, Scotland analysis (collection of papers), 2013–14.
  6. Scottish Government, Independence in the modern world. Wealthier, happier, fairer: why not Scotland? — 10 key facts (Paper 1), 14 June 2022.